Life insurance is one of those products that a lot of people simply ignore. It is not a comfortable subject to ponder but it's one your family or business partners may need to count on if something were to happen to you. There are ways we can make this product perform double duty dollars, giving you and those whom are counting on your financial production living and death benefits.
Permanent Life Insurance
Permanent life insurance, whether it be whole life or universal life, provides an increasing cash value that the owner can use, sometimes on a tax-favored basis, to their own financial benefit. It can supplement retirement or provide future cash pay-outs for a variety of needs. All of this can be done as well as provide a large cash benefit to those you want to protect financially.
Term Life Insurance
Term life insurance is a great way to provide a cash estate that can provide the financing that you could not. It is an inexpensive way to fund the temporary needs every one has through their lifetime. Its cost can be tailored to your exact needs, and most provide conversion to a permanent plan if the need becomes more than temporary.