Flood Insurance in Nevada

Flood insurance will be the ideal coverage for residents living within Las Vegas, NV, with the area known to be vulnerable to flooding emergencies. A standard flood policy compensates you when various property is destroyed, keeping your property safe for the long term. Below, AmeriSent Insurance explains what to expect from Nevada flood insurance coverage.

What Does Flood Insurance Cover?

Content Coverage

Content such as furniture, clothing, and personal belongings are some items impacted by a flooding emergency, requiring replacement or repairs. Flood insurance reimburses you for these costs, allowing you to replace your belongings as needed.

Dwelling Coverage

Dwelling coverage keeps the structure of your home safe after flooding occurs. In addition to this, it will also come in handy for protecting built-in appliances such as bookshelves and cabinets.

What Is Not Covered by Flood Insurance?

While flooding insurance will be essential for the above disasters, not all costs will be taken care of. Some exclusions under this policy include the following:

Additional living expenses such as accommodation fees, transport charges, and meal costs when your home becomes uninhabitable due to flooding
Damage caused by mold or moisture that could have been avoided by regular property maintenance
Damage to property stored in the basement
Damage to outdoor structures. These include items such as pools, decks, and landscaping
Damage caused by hazards such as earthquakes and mudslides
Damage to self-propelled vehicles
Damage caused by faulty pipes or pumps that lead to significant water damage in your home
Damage to expensive art, jewelry, and stock certificates

Getting protection for these exclusions will typically require additional insurance, making it possible to get compensation for specific repair costs.

For more information on flooding coverage suited to Nevada, call Amerisent Insurance today. Our Las Vegas, NV agents will take you through the state-recommended flood policies and additional covers that will keep you protected year-round for peace of mind.

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Testimonials

My experience with Amerisent Insurance in Boulder City was amazing!
I recently purchased a mobile home and I received quotes in record time and was able to purchase the right policy for my needs. A million thanks to Elizabeth, John and Tami for everything they did for me! I greatly appreciate them!

- Robert S.

I had the pleasure of doing business with Amerisent over the past two years. I am so glad I found them on a random internet search. Not only did they cover my home, but my car and my son's car too. Recently, I had a situation where my homeowners was cancelled accidently and John and his team jumped on it immediately and made sure I stayed covered. What seemed like a horrible nightmare turned out to be OK and I am grateful they were in my corner. In a world where customer service lacks it is nice to know there are still people like John and his team who believe in the old school way of doing business and treating their customers the way they would like to be treated.. No question is ever a dumb question and you are more than a "policy" you are part of the Amerisent family. I am would HIGHLY recommend them for your insurance needs.

- Stacey T.

As a DJ /Emcee for 30+ years in the Las Vegas Entertainment industry you are faced with Liability and Insurance questions at every venue and with every event. John and Elizabeth react to my coverage needs so quickly and efficiently that I never worry or stress and so I can focus on my events. Do Yourself AND Your Business a Favor and CALL JOHN AND ELIZABETH TODAY !!

- Mike P.

As a personal injury attorney I frequently review car accidents and how they affect each person involved. My job gives me an appreciation of how important insurance is and selecting the right coverage to meet specific needs. I have trusted John and Elizabeth for my auto and home insurance for several years and speak with them often to review my coverage. I also appreciate how involved and invested they are in the community.

- Mark