Skip to content
Click to Call
AmeriSent Insurance

6070 S Eastern Avenue, Suite #400
Las Vegas, NV 89119

Get Directions

Nevada Flood Insurance Coverage

Flood Insurance in Nevada

Flood insurance can be an important consideration for residents of Las Vegas, Nevada, especially in areas that may experience sudden flooding events. A standard flood insurance policy may help address certain losses caused by flooding, depending on the policy limits and terms. AmeriSent Insurance can help explain what to expect from flood insurance options available in Nevada.

What Flood Insurance May Cover

Content Coverage

Flood insurance may help address damage to personal belongings such as furniture, clothing, and other household items. Depending on the policy, this coverage may help pay for repairs or replacement after a covered flooding event.

Dwelling Coverage

Dwelling coverage may help pay for repairs to the structure of your home after a covered flood occurs. It may also help address damage to built-in appliances and fixtures such as cabinetry and bookcases, depending on policy terms.

What Flood Insurance Does Not Cover

While flood insurance can be helpful, certain types of losses are typically excluded. These may include:

  • Additional living expenses such as temporary housing, transportation, or meals
  • Damage from mold or moisture that could have been prevented with routine maintenance
  • Damage to belongings stored in basements
  • Damage to outdoor structures, including pools, decks, and landscaping
  • Losses caused by hazards such as earthquakes or mudslides
  • Damage to self-propelled vehicles
  • Damage caused by failed pipes, pumps, or internal plumbing issues
  • Damage to high value items such as jewelry, fine art, or stock certificates

Additional insurance may be necessary to address exclusions or specific valuables. Reviewing policy terms is important so you understand what is and is not covered.

Important Information

Requesting a quote does not guarantee coverage. Coverage can begin only when confirmed by a licensed member of the AmeriSent Insurance team. Providing complete and accurate information is important because omissions or errors may affect eligibility or quoted rates.

Information provided for quoting purposes will not be shared with carriers or other entities without your permission.

Learn More About Flood Insurance

For more details about flood insurance options in Nevada, please reach out through our contact page. If you would like to begin reviewing personal auto or home insurance rates, you can use our online quote tool.

AmeriSent Insurance is licensed to operate in Nevada. This page does not guarantee that insurance will be provided and does not obligate the agency to secure coverage for any website visitor.

Request a Quote

Partner Carriers

  • American Modern
  • Cigna
  • Foremost Insurance Co
  • Hagerty
  • Health Plan of Nevada
  • Humana
  • Liberty Mutual
  • Mercury
  • Mutual of Omaha
  • National General
  • Nationwide Insurance
  • Progressive Home & Auto
  • Safeco Insurance
  • Sierra Health and Life
  • Stillwater Insurance Group
  • The Hartford
  • Travelers
  • UnitedHealth Care
  • Universal North America Ins Co