Owning a home is part of the American dream, and home insurance helps prevent it from becoming a nightmare. However, it’s important to consider the amount of coverage you need to protect yourself adequately. In Las Vegas, NV, it’s essential to consider all the factors that can increase the risk to you and your home from legal action. At Amerisent Insurance, we have the expertise to help you make the right decision about your liability coverage.
Your Assets Have Increased
As your personal value increases, you need to consider whether you need to have more liability coverage on your home. Liability covers legal actions that are filed against you. Unfortunately, the more you are worth, the bigger a target you are. You may want to consider adding an umbrella policy to increase your coverage even more.
You Have a Swimming Pool
Some things at your home increase your liability, and a swimming pool is one of them. Not only will you usually have people over to join you in the pool, but pools are a magnet for kids, and kids and water are never a good combination.
You Have a Trampoline
Kids love trampolines; that goes without saying, but you need to take as many precautions as possible to ensure that yours is as safe as possible. Extra liability insurance can save your home.
You Have a Dog
Dogs may be man’s best friend, but they are not your home insurance’s best friend. Some dogs are considered such a big risk that your home insurance won’t cover them. Talk to your insurance agent about what breed you have.
For personalized service, contact Amerisent Insurance in Las Vegas, NV, to ensure you have the necessary home insurance coverage.
