Classic Car Insurance in Nevada

If your vehicle is over ten years old and has great historical value, then your vehicle might be considered a classic car. The best way to protect your classic car is by purchasing insurance tailored specifically for these vehicles. We offer classic car insurance policies here at AmeriSent Insurance in Las Vegas, NV. Classic car insurance is unique and offers similar protection to traditional car insurance but at an agreed-upon value. The other difference is that only certain vehicles meet the criteria of being classified as a “classic car.” The vehicle must not be a daily driver and must have some historical significance. Unfortunately, your 1995 Toyota Camry with 300,000 miles will probably not qualify for this type of insurance. If you have questions about if your vehicle is eligible, our team is waiting to help.

Classic Car Insurance Requirements

All classic cars must be insured in the state of Nevada. All classic cars must meet the state's minimum liability requirements and meet specific mileage and storage requirements.

The following are the required minimum liability requirements for classic vehicles in Nevada:

Bodily injury coverage for $25,000 for each person
Bodily injury coverage for $50,000 for each accident
Property damage coverage for $25,000
Uninsured/underinsured coverage for $25,000 for each person
Uninsured/underinsured coverage for $50,000 for each accident

Classic Car Insurance Coverage

Here is what classic car insurance entails:

Comprehensive: This protects your classic vehicle if it is damaged by severe weather, vandalism, theft, animals, or something else. It will cover your repair costs.
Collision: If your classic vehicle is damaged by another vehicle in a collision, this will cover your repair costs.
Uninsured/underinsured: This covers your classic vehicle if you get into an accident with another motorist who doesn't have adequate insurance or none at all. It will also cover your medical expenses.
Flexible mileage: This coverage enables you to choose how much you will drive your classic vehicle.
Agreed value coverage: If your classic vehicle is damaged following an accident, you will receive compensation for the full agreed-upon value.