Operating a commercial business comes with its unique set of challenges, with entrepreneurs within Nevada tasked with keeping their employees safe while maintaining safe working conditions during operations. This can get overwhelming, with experts such as AmeriSent Insurance stepping in to provide relief to such businesses. Below, we discuss some commercial policies suited to Las Vegas, NV, companies.
This policy takes care of everyday claims, such as 3rd party injuries and damage to visitors' properties. It allows you to cover the ensuing medical fees for checkups while paying for damage to personal belongings. General liability insurance will also cover claims such as slander or libel when your company makes erroneous statements.
Workers' compensation insurance caters to your employees if they get hurt at work. It will help pay for medical costs arising from work-related accidents, lost wages, and final expenses. If your company is sued for these claims, this policy will also help pay the legal fees and damages awarded during settlement trials.
Property insurance protects your company from damage to your business premises and equipment. Perils covered by this policy include fire, vandalism, and theft. It helps pay for the repair costs and income losses resulting from a halt of company operations.
Errors and omissions insurance will be your go-to if you run a consulting or professional firm. Errors during service delivery could negatively impact your clients, leading to lawsuits. It will come in handy in paying your legal fees, with companies such as accounting firms, real estate advisors, insurance professionals, and medical practitioners benefiting from this cover.
Commercial auto insurance protects you and your employees if you get into an auto accident. It will compensate you for hospital bills and property damage when found liable. Note that this policy will be ideal for company-owned vehicles, not personal cars.
If you need guidance on identifying the proper commercial cover for your Las Vegas, NV business, contact AmeriSent Insurance today. Our agents are familiar with Nevada laws and can help customize a policy suited to your company.
