Operating a small business can be risky, no matter where you are. However, in Las Vegas, NV, the business climate and tax laws are beneficial to small business owners. Nonetheless, even with such advantages, running a small business comes with its own set of challenges. At Amerisent Insurance, we understand these risks and are committed to helping you reduce some of them with the aid of your chosen commercial insurance.
Commercial Property Insurance
Commercial property insurance differs from home property insurance. It provides value to both the building owners and renters. This insurance merges the protection of the physical property with safeguarding all the elements you use in conducting your business. This might include machinery, plumbing supplies, office equipment, electronics, raw materials, or inventory. Having your insurance replace these items promptly can be crucial to saving your business in case of damage.
Commercial Liability Insurance
Liability is one of the most significant risks for all small businesses. Statistics show that one out of every three small businesses faces a lawsuit every year. Anyone, including customers, clients, vendors, and even employees, can initiate these lawsuits. With adequate liability coverage, your business can survive legal proceedings and associated costs.
Worker’s Compensation Insurance
In Nevada, if you employ one or more individuals, you are obligated to provide workers’ compensation insurance. This insurance serves to protect both you and your employees.
Business Interruption Insurance
Any event that disrupts your business operations can be not only frightening but may also lead to your business shutting down permanently. Your bills won’t cease even if your income does. With business interruption insurance, you can sustain your business operations until you are able to resume normal operations.
Contact Amerisent Insurance in Las Vegas, NV, to discuss your small business commercial insurance needs.
