Driving without adequate insurance in Las Vegas, NV, can lead to legal issues and financial difficulties. Despite Nevada’s insurance requirements, not all drivers comply with the law. Understanding the risks of driving without Underinsured/Uninsured (UIM/UM) coverage is crucial every time you get behind the wheel. At Amerisent Insurance, we can guide you through the process of choosing the right insurance policy for your vehicle, helping you avoid potential fees, fines, and legal consequences of driving without proper coverage.
Potential Financial Burdens
If you’re injured in an accident and lack UIM/UM coverage (and the other driver involved is uninsured), you’ll have to cover your medical costs out-of-pocket. This includes expenses for rehabilitation, x-rays, medication, and any long-term treatments or procedures required for a full recovery.
Possible Legal Costs
If you decide to sue an at-fault driver for damages and medical injuries sustained in an accident, but neither you nor the other party is insured, you’ll be responsible for all legal costs associated with the lawsuit.
Vehicle Repairs
If your vehicle sustains significant damage and, the at-fault driver is uninsured, and you lack UIM/UM insurance, you’ll have to pay for repairs and/or part replacements out-of-pocket.
Understanding the significant risks of driving without proper underinsured or uninsured auto insurance in Las Vegas is essential, whether you’re a long-time resident or new to the city. If you need suitable auto insurance coverage and are unsure about the right policy for you, we’re here to help. For more information about underinsured/uninsured auto insurance policies available in Las Vegas, NV, contact Amerisent Insurance for a consultation today.
